Dallas credit and debt management since 1983

Better credit starts with every line of your report, read with care

Most companies skim for two or three big items. We review all three bureaus line by line, dispute what is wrong, and build a plan for your debt, with real people who know your file by name.

Get my free analysis Call (972) 458-9100

Free 15-minute credit analysis
All three bureaus, line by line
No call center

Your three-bureau reviewSample findings

EquifaxReviewed

ExperianReviewed

TransUnionReviewed

Collection listed twiceSame debt, two collectorsDispute
Late payment in errorPaid on time, reported 30 days lateDispute
Card limit missingMakes your usage look maxed outCorrect
Auto loanPaid as agreedAccurate

An illustration of the kinds of errors we look for. Your review covers every line.

Free 15-minute analysisCall (972) 458-9100 to start yours.

Recognized locally

Best Credit Repair Companies in Dallas, five years running

Expertise.com named us one of the best credit repair companies in Dallas in 2021, 2023, 2024 and 2025, and in Plano in 2022.

Expertise.com Best Credit Repair Companies awards: Dallas 2021, Plano 2022, Dallas 2023, 2024 and 2025

Stacy C. Notley, President and CEO of The Manning Group

About us

Smart solutions for stronger credit

Since 1983, The Manning Group, Inc. has been helping individuals and families improve their financial well-being through personal, honest and effective credit and debt solutions. Our strength lies not in one-size-fits-all approaches, but in tailored strategies, proven methods and genuine human care.

We are more than another credit repair business. We are real people who understand how life’s challenges can collide with financial hardship. With us, you are not just a number. You are a person with a story, and we are here to support you every step of the way, from the first credit report analysis to the day your plan is complete.

Stacy C. NotleyPresident and CEO, The Manning Group

Our story

1983Founded in Dallas by Stacy C. Notley
3Credit bureaus reviewed line by line
15 minFree credit analysis by phone
5Expertise.com Best Credit Repair awards

Our services

A full range of help for credit challenges and overwhelming debt

Whether a lender just turned you down or the balances keep climbing, we start with the facts on your report and build a plan around your life.

Credit repair

A line-by-line review of all three bureaus and persistent disputes of every inaccurate item.

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Consumer credit counseling

One-on-one guidance on budgeting, debt and the habits that keep a score healthy.

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Debt management and consolidation

One manageable plan for what you owe, with creditor negotiation built in.

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Free credit report analysis

Your merged three-bureau report, explained in a free one-on-one consultation.

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Credit help for home buyers

Get your middle score mortgage-ready before you apply.

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Credit education

The Comedy Credit Clinic and the Credit Solutions book by Stacy C. Notley.

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A counselor meeting with a client at a conference table

Why choose us

We are not your typical “credit repair” agency

The higher your credit score, the lower the interest you pay on mortgages and credit cards. A low score means you pay more. We do not sell fear or make false promises. We deliver real answers and practical action plans.

A proven track record. Named one of the Best Credit Repair Companies in Dallas by Expertise.com in 2021, 2023, 2024 and 2025.
Real people, real results. An experienced team that knows your file. When you call, you talk to someone already familiar with your situation.
Customized plans. Every strategy is tailored to your financial situation, never a generic template.
Education built in. We teach you how credit works so you can keep it healthy, through one-on-one coaching, the Comedy Credit Clinic and Stacy’s book.
A free first step. A no-pressure, 15-minute credit analysis to see where you stand and how we can help.

Get started

Three ways to take the first step

Up your credit score

Your first step in credit restoration is knowing where you stand. Order your three-bureau report and we will walk you through it, free.

Get my free analysis

Comedy Credit Clinic

In this informative and entertaining three-hour seminar, “The Credit Guy,” Stacy C. Notley, teaches the credit secrets everyone should know.

About the clinic

Credit Solutions book

Don’t let blemished credit keep you from buying your dream home, a car or any large expense. Stacy’s roadmap to establishing and keeping good credit.

About the book

Reviews

What our clients say

★★★★★
“Since day one Mr. Notley explained the whole process to fix my credit in detail. Him and his whole team have been working on my credit for about 5 months now and my credit is looking way better than it did. His team follows up with you to inform you how everything is going. I highly recommend him! By the way, I have his book and it is very helpful.”
Ana F.

★★★★★
“Stacy and his team are an incredible group of people to work with. They found over 30 mistakes on my wife’s and my credit report. By correcting the mistakes, our credit increased significantly. I would recommend The Manning Group to anyone who needs help with their credit.”
Stacy T.

★★★★★
“We are trying to buy a house and needed help understanding what is on our credit report and how to fix it before we start to purchase a house. They have been very helpful explaining what is needed to improve our score. We have now been working with them for six months and they are still very responsive. This company truly cares and helps you understand how to manage your credit for life!”
Rachel S.